what insurance if I damage something in the house i clean... - Cleaning Talk - Professional Cleaning and Restoration Forum

cleaner1 · 08-06-2010, 04:33 PM

Hi Guys,
I got a quote from an agent for $650/year that covers up2 $10,000 in property damage, the provider is Harleysville.
Does anyone have any feedback on that? What should i check about that policy before I get? Does it seem ok?

Thanks!

SimonNewton · 08-10-2010, 03:22 AM

I can't see the images well but I think that $10 000 for damages is too high price. And the contract is $650/year. It is not worth.

jaycar · 08-10-2010, 09:26 PM

Laws here in Oz might be different, but if you are a commercial cleaning company, you need to get at least 5 million in insurance cover. $10,000 even for domestic doesn't sound like its enough to me somehow. What if you cause a fire for example and the kitchen burns down? I do not think $10,000 will cover everything in the kitchen including the appliances, dishes, furniture etc.

HHH · 08-13-2010, 02:33 PM

Hi guys,

you are require to show AU$20 million public liablity when try to rent a commercial suite in Sydney city. It cost me around $90 p/month from AAMI , but not sure wether that gonna work for you or not.

HHH

tsbuckets · 09-03-2010, 11:47 AM

that sounds off to me, I just upped my insurance to 5 million and it costs me 98.00 per month. Maybe to be safe you should check around....it sounds way off...sorry....