...anyone catch Dateline last evening where they were talking about popping un-licensed contractors?? That was the first segment, the second segment was about legit contractors that can go "under" and still screw you. I wanna write a few thoughts on this and I'd like to get some other viewpoints. I was alerted to this episode on Nathan's other board (contractortalk), but I wanted to start this dialogue here and see what you fellas thought. I just have a few points:
1) I am SO SICK of hearing about contractors screwing people.....no, I'm not mad at contractors, I'm mad because there is never a Dateline about contractors getting screwed by customers. I am mad because there is no, "Better Homeowner Bureau". 99% of the time an HO gets screwed, it is their own fault--don't check referrals, ins., or as usual, go with the low bid.
2) The second part was about builders that are legit, but get in over their heads, have been paid money off of jobs, cannot pay their debtors, payroll, etc. and end up declaring bankruptcy---the homeowner has no recourse (unless there is a bond). I want to make clear, I am NOT SURE this is my stand on this, but this was a thought I was considering: they approached this builder who had declared bankruptcy, cost a couple clients a lot of $$, and he was back working as a construction supervisor on a job he had prior to declaration. The host grilled him and asked him what he was going to do to make it up to the people and he said, "I'm sorry, I cannot do anything, that is why I declared, I simply made some bad mistakes."
She proceeded to grill him/degrade him. Back to the thought I had. Does he have a moral/ethical obligation to try and make this right?? My thought was, the govt puts us in a situation with taxes, regulations, etc. that makes it virtually impossible for us to make real strides at getting ahead in life. So whenever that system that is in place that has basically taken money from you all of these years works out in your favor, why shouldn't you take it?? Why does he owe those people?? Keep in mind, I am making this point considering the house was around 5mil, a guy screws up 250K on the bid and he is dead. And I am assuming he wasn't taking downpayments to Vegas, etc.
I guess for me, what this angst boils down to is my hostility towards income tax. I don't mind paying for city, even property, and the rest should be made up in purchases. Charge me 700% on new car purchasas. Fine. It's my choice. But what I earn should be MINE. And the fact that the system is essentially set up to make you feel like you are trying to be deceptive makes me furious. You don't report 10K, you are an evader. But if you forget to add an exemption, there is no bad guy, it is just a mistake on your part. Either way you are wrong!!
...Sorry about the rant.....back on point---you guys think a man that declares bankruptcy has the moral/ethical responsibility to make good on those things??