Cleaning Talk - Professional Cleaning and Restoration Forum banner

accepting credit cards..HELP!

6K views 21 replies 14 participants last post by  intellg 
#1 · (Edited)
Hey guys, i need your help. Do any of you know a good payment solution for evertytime we go make our works at houses? A lot of people want to pay by credit card but aren't sure to give me their cards' numbers for me to charge'em later, not in front of them..i need to find a way to charge credit cards at the moment..thanks! i need your reply ASAP!!
 
#6 ·
PayPal the best solution. Your customer no longer need to open an account with PayPal to be able to use it to pay for the service by credit card. It is completely free. You pay only for transaction 2.9%+$0.30. With identity theft such a global problem nowadays even the big players on the net now offer alternative payment gateway as PayPal in addition to their own card processing
 
#9 ·
We have had SEVERAL credit card processing companies including Paypal. The problem with Paypal is the high percentage you are going to have to pay on the transactions you run with them. We now use 5/3rd bank for our credit card transactions. They do most of the processing for other 3rd party companies you see advertising on the web. If you have a local branch, stop in or give them a call. So far they have been great with money posted to our Wachovia (Wells Fargo) bank account by the next day. You don't have to have a checking account or savings account to use their services.
 
#10 ·
A lot of the guys that I network with are using Square. They send you a little device that you can plug into a smart phone or tablet and swipe cards or you can put them in manually.
I haven't used it but I've only heard positive things about it so far. What little CC payments I get go through Paypal.
 
#12 ·
solution

PayPal is actually a terrible idea for accepting payments. Youll just have to find out the hard way when you need to get your money and then all the fees you'll pay. I use Quickbooks software and load the Go Payment app on my smartphone ang it works like a charm. The fees are the same as if I took down credit card info and charged it on my computer. Plus there is no additional charges to use the app. Once you set up you intuit merchant account the app is a part of the deal, It has been awesome and customers love it when I sit there a run the card in front of them. And is instant it charges immediately, you can design your company logo for email receipts; it looks very professional. Plus by emailing the receipt to the customer it also gets there email for furture communication with the customer.
 
#13 ·
PayPal is actually a terrible idea for accepting payments. Youll just have to find out the hard way when you need to get your money and then all the fees you'll pay. I use Quickbooks software and load the Go Payment app on my smartphone ang it works like a charm. The fees are the same as if I took down credit card info and charged it on my computer. Plus there is no additional charges to use the app. Once you set up you intuit merchant account the app is a part of the deal, It has been awesome and customers love it when I sit there a run the card in front of them. And is instant it charges immediately, you can design your company logo for email receipts; it looks very professional. Plus by emailing the receipt to the customer it also gets there email for furture communication with the customer.
For us it wasn't the fee's. It was the fact that we had anywhere from 800 to 1000 tied up with them at any given time because they put a hold on it.
 
#15 ·
it depends upon the amount of transactions you are handling overall. If it is not that high Paypal works out the cheapest, although I've heard plenty of stories from people about Paypal not releasing money in a timely manner.

If you are not going to use Paypal you will need to set up both a merchant account and a payment gateway, and both of these services want their cut.

You need to look at what each charge and work it out on a graph estimating your average number of transactions and your average amount per transactions as some charge per transaction and some charge a straight overall % fee
 
#17 ·
i use intuit

I you the intuit merchant services. The app you are referring to for smartphones is called "Go Payment". The rates are the same if you use the app to run a card or if you run it on your computer. The app is free to download and is just an extension to run credit cards on the go. I personally love it , it really works like a charm for me. And you can do everything on the app. run cards, charge backs, email receipts, look up past charges, totals, its a very cool little app. If you want to know exact rates just go to Intuit Merchant Services website to get the details.
 
#19 ·
I you the intuit merchant services. The app you are referring to for smartphones is called "Go Payment". The rates are the same if you use the app to run a card or if you run it on your computer. The app is free to download and is just an extension to run credit cards on the go. I personally love it , it really works like a charm for me. And you can do everything on the app. run cards, charge backs, email receipts, look up past charges, totals, its a very cool little app. If you want to know exact rates just go to Intuit Merchant Services website to get the details.
Agreed... it works perfect for us! No monthly fees...easy to use, intergrates with quickbooks, and emails reciepts.
 
This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.
Top