Re: Insurance-- chicken or the egg?
I have everything in place to start. I have insurance quotes for general Liability and Employee Sureity Bond. My question is:
1)- Do I buy the insurance now so I have a Certificate of Insurability to show buildings before they will contract with me? (buildings are not going to hand over they keys without GL insurance)
--or--
2)- Do I wait and get my first gig, perhaps something that is small and doesn't require insurance, and then buy the insurance?
The Premium for a new GL polcy with no history is $1,200 per year and Surity Bond is $183.