Oh I am living the dream!
Hopefully you are too!
Now back to that credit card dilemma..... what is the purpose of taking credit cards? I've had 15 employees and never had the need for credit cards. How many workers do you have? You said she is just starting the business so I'm guessing none..... I don't understand the need...
A) Is it so the workers don't know your price?
B) Is it because you don't trust your workers?
C) If you don't want your workers to know the price does that mean you don't trust them? if so, how do you send them in a customers house?
D) Because you don't use a calculator very well so you'd rather the cc company take care of it? Just kidding!
By the way, normally if you answer the question, at some point in the future someone will come here looking for the same answer and do a search for example credit cards. And then they see how I made sense above BUT maybe you have a legit reason for needing to take credit cards, I don't know, you won't answer the question. And maybe they would have the same legit excuse as you (If you have a legit excuse).
By the way, I won't hold it against you that you work for the government, sshhhh we won't tell anyone.