How many employees do you have? When I started out, it was impossible to get insurance quotes because I (the owner) was the only person doing the work. Also, many insurance companies like to know you've been in business for 2 years or so, and base the premiums off of your company's revenue. It took me a while to find a company to insure just myself, but USLI insured my company. I have to pay a flat fee per employee until I have 2 years of revenue to show, then the premium will be based on my sales. Maybe they can help you?