I agree working capital for a small service business like carpet cleaning which has very little security is hard. What it will cost you depends on your specific situation and the focus of the lender. What is good for my carpet cleaning business may not be a good fit for your business and geo area. Sorry for the vague answer but I think you have to do the hard work and call around.
Cleaning Talk - Professional Cleaning and Restoration Forum
A forum community dedicated to professional cleaning and restoration specialists. Come join the discussion about upholstery, displays, residential, styles, scales, reviews, accessories, classifieds, and more!